Fat Cat Hearts is a computer rendition of the popular card game. You can play over the internet with up to 3 other warm bodies or the computer will substitute for a human if less than three others want to play. Individuals can play against the 3d computer characters if desired. The game is customisable. The computer characters are implemented as Microsoft agents and speak and interact with the user. When playing an internet game, your messages are verbalized by the character that represents you in your opponents game.